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Insurance & Payment Options at Young Dental Care
At Young Dental Care in Aurora, IL, we believe financial concerns should never stand in the way of quality dental care. That’s why we offer a wide range of insurance and payment options designed to make treatment affordable, predictable, and easy to understand. Our team will help you maximize your benefits and choose the payment solution that works best for your family.
We accept most major PPO plans, Delta Dental, and other insurance providers, and offer flexible financing and membership plans for patients without coverage—all with clear pricing and no surprises.
Accepted Dental Insurance Plans
We work with Delta Dental and most major PPO dental insurance plans to help you maximize your coverage for preventive and restorative care. Our team will:
- Verify your benefits prior to your appointment
- Explain coverage and out-of-pocket costs in simple terms
- File claims on your behalf, minimizing paperwork for you
Insurance typically covers preventive services like checkups and cleanings fully and provides partial coverage for fillings, crowns, root canals, and other treatments. We review your plan ahead of time so you know what’s covered and can plan accordingly.
Payment Options & Financing Plans
We understand that every family’s financial situation is different, so we offer multiple ways to make care more affordable:
We partner with CareCredit®, Alphaeon Credit, and Cherry Financing to offer low monthly payment plans that fit your budget. Approval is fast, and some plans may offer interest-free financing for a set period.
Benefits include:
- Split your treatment balance into manageable monthly payments
- Options ranging from 3–24 months
- Easy pre-qualification with minimal impact to your credit
- Apply online or in-office
No Insurance? No Problem!
If you don’t have insurance, our in-office membership plans offer preventive care and discounted treatment for children, adults, and periodontal patients. Membership typically includes:
- Exams, cleanings, and X-rays
- Fluoride treatments
- Discounts on restorative and cosmetic services
Membership plans are a great option for families seeking predictable costs and comprehensive preventive care without traditional insurance.
Other Ways to Pay
We accept multiple payment methods to make care convenient:
- Cash or check
- Credit cards: Visa, MasterCard, Discover, American Express
- Online bill payment
Payments are generally due at the time of service. Our team will provide a transparent cost estimate before treatment, so you know exactly what to expect.